Archives

A Study On The Motives Of Omani Teachers’ Income Distribution Towards Different Investment Avenues


Dr Ansa Salim,Archana S,Mohamed Riyas
Abstract

The present study is conducted to understand the motives of income distribution towards different valuebased investments made by the teachers of private as well as public sector colleges and schools in the North Ash Sharqiyah Governorate of Oman. A conceptual framework has been made by the researcher to link the motives of income distribution towards investments. A survey questionnaire was developed and administrated to 200 teachers in the region. The most important finding revealed from this research study is that the majority of the Omani teachers consider investing in dream house or house for rent as their most preferred investment. This will surely act as a long term investment and steady income for the future. With this steady income, they can regularly send their children for better education. But they are not very much aware of the latest or modern investment avenues like shares and securities. Also, it is clear that they distribute their major portion of their income towards the loan, specifically, housing loans. This study also finds the fact that the teachers are more conscious about investing in their child’s education. They believe there is a close relationship between the investment on a child’s education and wealth generation of a country as a whole. Another insight from the study is higher education of their children is their motive for long term investments. JEL Classification Code: JEL G11

Volume 11 | 08-Special Issue

Pages: 2181-2188