Analysis of Financial Ratios on Banking Performance: Evidence From Indonesia

Gazali, Abdul Jamali Rusdiyanto, Widi Hidayat, Mohammad Herli

This study aims to examine the effect of CAR, NPF, FDR, OER, NIM on the performance of Bank Muamalat Indonesia as measured using ROA. The research method used by researchers is a quantitative method and the analysis used by researchers is multiple linear regression analysis with least square analysis technique (OLS). the technique used in this study uses purposive sampling technique where the use of data from the population represents the entire population, the data used in this study are secondary data, quarterly financial report data of Bank Muamalat Indonesia in the period 2009 to 2018. The results of this study are recommended for Bank Muamalat Indonesia To improve the effectiveness and efficiency of financial performance, the results of this study also contribute to the banking literature. Banking performance as an explanatory variable in the assessment study can produce a good understanding of the management of third party funds in the decision making process of the management of Bank Muamalat Indonesia..

Volume 12 | Issue 6

Pages: 2809-2818

DOI: 10.5373/JARDCS/V12I6/S20201243